The whole world mechanism is about get money and spending in shit, which the big corporations and government teach us to do, but it will just makes you a rat in the wheel, you are never getting anywhere doing this.
When you know it, you start to think different, save money and purchase assets, not liabilities, that's it. First you save, the rest of you income of spend. Keep that in mind, and in that order (first save, always). That's how I do, it is simple after all.