So you're telling me that if each Bitcoin is worth $1 million dollars ransomware or other sophisticated malware and spyware wont be developed to target Bitcoin users? This isn't paranoia it's common sense. Governments may or may not have hit any of us already with advanced persistent threats. Do you think they'll tell us?
This seems disingenuous. Gold and cash are worth lots too. If you advertise the fact that you have a big hoard under your bed, and then leave your doors unlocked, then, yeah, you'll be a target.
Just like gold or $, if you don't want to secure your money, pay a service that will.
The beauty of bitcoin is that everyone is free to make the choice that is right for them.