Perhaps. Or perhaps doing things like designing working/secure phone apps, shop POS systems, ATMs, competent and easy exchanges, and easy-to-use secure wallet software just takes a bit more time.
You can't be serious. I swear 50% of the people involved with bitcoins are completely delusional. Who is investing in ATM's and POS systems? Do you know how expensive those are to implement? The totality of bitcoins are worth under a hundred million USD right now. In 2005, Visa and Mastercard alone did 100 million USD of volume for customers in around 23.87 minutes.
Who the hell is investing in ATM's and POS systems for bitcoin. Come on, you guys are smarter than this.
Pretty much anyone who sees the potential of Bitcoin transacting and has money to invest should be investing. The first person to come up with a well designed POS system will likely capture the first mover and networking advantages, dominate the market, and make millions. Your question is like asking, "who the hell is investing in exchange services" about 6 months ago. Sure, it would've seemed like a stupid money-losing investment then, but look at Mtgox activity and profits today.