On a more serious note, at least on an exchange or with securities there is some ability to contribute a small sum to reap decent rewards. BTCT failed, Havelock IPO's are a joke because most of the time less than 10 individuals can scoop up the entire IPO and do a mad flip for profit (rather than believing in the IPO itself), etc. Considering checking this out as we wouldn't mind crowd-funding one of our next ventures.
Yeah, but see, that's precisely the problem here: investing is a thing. A very old, very storied, and powerful thing worthy of study and respect. Talking some intellectually lazy people into forking over a few pittances so as to fund whatever personal project has nothing to do with investing, nor is it particularly a good thing for anyone involved. It doesn't belong in Bitcoin. No matter how many new instances of junk are pushed forth, it's still junk.