I think it's too risky if 1 million dollars investing in crypto, maybe I'll put it in the bank and I'll invest in Bitcoin & ethereum as well as in some icos projects 
Yeah...
$1M is a lot of money, I'd probably spend some of it in the first place.
Maybe hire an actual financial advisor who knows more than me lol.Nearly all financial advisers will tell you to stay away from crypto. Personally I would have more faith in my own ability to do research and buy $500k worth of coins; a mix of high cap and low cap and within that a mix of capital growth and staking/MN coins
The world will take a while to catch up so I wouldn't put all your faith in financial advisors for now