WOW - thanks everyone for all the great responses and advice!

I decided to go with blockchain for now... seems that I'm all set up.

I suppose the things that still seem muddled will start clearing up as I go through the motions.

So - on that note...

@Birdy - THANK you; I'm eager to get the feel for a transaction but didn't want to ask anyone!

Address is:

128FXUn67GcR7DXy43ohdA9vGzZpd9sh6h