Thats teue if tou choose to hold Bitxoin since day one probably the money that gou have today is undoubtedly can make you more stable financially, but I agree also to the fact that holding is not applicable everytime especially fkr those people who stands for being the breadwinner of their family they must not lose money, so the redemption of the continuous dumps will be converting your money into fiat, since we cannot say that people are all courageous specially int he times that we cannot see any improvement of the price which lead the workers here to become dormant.