We solve several problems in this direction. 1. Offer the most affordable tariffs: the commission will be 0.1% of a transfer amount. 2. Solve the problem with the service availability: b1.cash will be accessible around the world, which means that users will no longer need to search for service points in order to send and receive transfers. 3. We provide the ability to send and receive money transfers in currency/cryptocurrency/e-money that is convenient to our user.