It's a business risk which I took in order to create an opportunity to increase my revenue.
I have a good standing profile on btcjam since May and a business plan.
Purchase miner power, could be that auction or a 8 board set from asic-hardware, anything that is ready to ship. If I can pay the auction I could have the miners in 4-5 days ready to mine and start making profit.
According to this chart http://mining.thegenesisblock.com/a/ca4487155d I could break even in 50 days.

The other two loans are for two forex account and merchandise for offline selling with due date 12/10. I can provide screenshots of the accounts if you want, but I don't think that having an idea and try to get help to do it is a bad thing.