I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?
My ultimate goal is to save and support my family,
Spending money to waste would be the biggest challenge since i am materialistic, but for the sake of my family, I personally sacrifice myself, just to escape from spending unnecessary things,
I used to make a list for my daily expenses, all my hard earnings, 40% will go to savings. I consider discipline and commitment is very important for my success.