I strongly beleive that Bitcoin has the practical purpose. There is no use of it if you keep it in the wallet endlessly.
In some moment you have to sell it and exchange it for fiat or use it for direct payments.
When is the moment for selling each user decides for himself depending on the needs.
It's good to have certain sum of Bitcoin as a saving but Bitcoin is created to be actively used.
Exactly. I feel like people who only HODL but never buy and sell in BTC or alts are sort of tourists & speculators. If you really believe in the power of crypto then use it to build a better, cooler world.
That said, I eagerly await the day when converting crypto to fiat seems quaint and archaic.