Post
Topic
Board Pilipinas
Re: [Need Suggestion] Lending Service here in Local Board using Coins.ph
by
GeneralLuna
on 05/05/2018, 23:25:47 UTC
Nagpaplano po ako magtayo dito ng Lending Service dito lang sa Local kung saan mas madali ang pakikikomunikasyon ko sa mga customer ko. Ang coins.ph po gagagamitin ko para sa Lending service na to para ma fund yong loan nila.

So yun po kailangan ko po ng kaunting suggestion like kung magkano ang tubo per day, week, and month. Acceptable na collateral, like ERC20 Token at iba pa.  

I've already asked sir Dabz about it a month ago because I want to open a micro lending service using coins.ph to avoid the transaction fee, and he said:

"You can try, but no one is going to borrow from you, or if they will, they might not pay you back. That's your risk.
Also, if you limit it to coins.ph users, you miss out on core wallet and other android/ios wallet users.
I don't keep balances on any online exchanges or platforms. I only use them to cash out. Kung biglang magsara o mahack ang coins.ph, baka mawala pera mo
."

Well if you're going to open a lending service siguro gayahin mo yung sa mga standard na nagpapalending 1% ang tubo nila per week (I'm not sure you can check the lending section of the forum para magka idea ka.)

Well it would be a great help for us Filipino for having a service like this however it would be riskier for you if they don't payback and the collateral is not that worth na pinalend mo.
Tama opinion ni sir dabs. Karamihan talaga ng gumagamit ng coins.ph ay pang cash out lang nila. Kahit alam naman natin na may office talaga sila pero di parin tayo makaka siguro na parating naka on yung service nila what if they are down ? Mahihirapan kang mag pa hiram sa mga borrower mo.