Hello, what collateral are you offering to secure this loan?
I can offer the mining hardware itself as collateral. If your asking if I can secure a loan with funds that I already have then there would be no such security. If I had the funds I wouldn't need the loan.
I do have an account with a certain company that generates a consistent amount of cash money everyday. Current earnings are less than enough to cover the promised payments but I can increase the revenue to more than enough to cover the indicated payment amount with a portion of the first 20 BTC (which is part of the reason I would need the 20 BTC seperately.). I would be willing to give John K. complete control over the account including the resetting of the password and email account to allow him to manage payments, although doing this would be a daily task on John K.'s part, so I am sure that it would increase the cost of the loan so terms may need to be changed to adjust.
Additionally, once the loan was completely funded and dispersed I would be more than willing to let John K. share all of the details with the loan provider so long as the loan provider was willing to reveal the same information and sign a confidentiality agreement, I would also agree to sign such an agreement for the loan provider as well.
Do you think that that would suffice?
The only way you could use the mining hardware as collateral would be if the hardware was kept in the lenders possession until the loan amount was recovered. Then the rigs could be sent to you. Would you be willing to do that?
Even if you are, the chances of recovering that purchase amount on mining hardware is very doubtful with today's rising difficulty. It would increase your chances of getting a loan if you were to ask for maybe 50% of the cost of the rig, and pay the other 50% yourself. Then the lender is more likely to get their investment back before they ship the rigs to you.
Finally, it's not realistic to ask for 100% of a rig when the lender could just go out and purchase it himself.