My primary source of income at the moment is government money, and I don't spend much, so all I can think is "sweet, cheap Bitcoin".
I like that, Government money. This is going to be rude, but has it ever occurred to you that that is my money, not magical government money?
This is an international forum, so we are probably not actually talking about the same money

Is it money you can afford to lose?
Not really.. I don't have much
