It's safer in the bank if you're dumb about crypto, buy high and sell low, leave your assets on exchanges, fall for phishing scams, use terminology like HODL instead of just saying HOLD, or buy coins like Rupee (RUP). For the record, I know nothing about RUP, just seems like the epitome of scammy.
I have heard a lot about it, some people say it is stupid to start mzking money from cryptocurrency market, others just say - give it a try. I stick with others.