Cloud mining really shit way to start with. If you want to invest your fund for contract first that site should be legit. Even it legit misellenous charges should not be consumed like this. If you get all this trouble, ROI will come to your hand after few years.

If you go with the mining cards you can get the better profit in day basis. If you mining coins on Nicehash for various algorithm you can get the payment in bitcoin itself. Please prefer with your own thought and invest on it. I suggest you mine with GPU first and then you can swap to ASIC.