We need an positive mindset and discipline with regards to saving money.
Some people are dont have enough knowledge in saving money that's why many people still unstable when it comes to financial.
As an individual person who earning not so high salary it is hard to budget your salary but it is not the reason that you didn't save for your future.  We have a lot of oppurtunity or side line that can we make that's why when I found the bitcoin no hesitation I grabbed it already and so far btc helped me a lot to sustain my needs and of course investment and savings.