people think they can benefit from saving money in the bank, but the interest offered by the bank is very small? it will not be worth for your money and the length of time you wait, bank is not a place to get rich mate? if you want to get rich looking for profitable commodities like bitcoin, gold or real estate
banks with low deposit percents are only needed for storing money in a safe place. in other case investing in cryptocurrency is more profitable.
Almost anything is more profitable than 0.1-1% you can make storing money in a bank account. You will be losing money actually, as inflation in the US is 3-4%. Stock market, US trasury bonds, crypto, etc - anything will be more profitable, risk will also vary though