wtf do u know about what the market wants or needs..
so the market is flocking to centralized exchanges?NB: Don't take that as an endorsement of HIF. 
yeah, I agree with what you're saying, and like I said, the proposed solutions are not ready, yet. They currently are not a threat to exchanges, but it's obvious that the exchanges that currently exist (Havelock included) are not attracting a lot of users nor issuers that did exist on previous platforms.That adds to the fact that HIF is a terrible investment with a LOT of risk.