This woman from the video don't like the hodl strategy lol
She is clearly doesn't fit the standard profile for a financial advisor.

I think what she is saying about what people think of money makes sense in developing countries.
As there are many corrupted politicians, corrupted companies that bribe politicians to steal money and so on, also a lot of privileged bureaucrats who become rich working for the government (like attorneys, judges, etc), many people associate money with corruption and improper privileges. So many people has this feeling she is talking about, that is keeping money away from people.

In Brazil make money and become rich is not 100% cool like in other countries. I can see that in the US, for example, people respect millionaires because they earned their money. In Brazil everyone will think that your money was not earned in a proper way, or that it was inherited and you do not deserve, etc... This is probably common in India too (i think this woman is from India?)

I think financial freedom is a common objective of most people here in this forum.

I think financial freedom is  determined by chance, like your topic https://bitcointalk.org/index.php?topic=3048176.0
Also, i believe that those chances are regionalized. There were some opportunities to achieve the financial freedom in Brazil few years ago, when socialists were looting and depredating our economy. Take a look at Brazil's stock market (IBOVESPA):
https://www.google.com/search?q=ibovespa

Ibovespa is like SP500.

From 2016 (when socialists were removed from the government) to 2018 we have a 120% gains. This is amazing gain and at a reasonable low risk.

I think that every few years there are opportunities. Each country and region has it own opportunities. I didn't get one yet, I hope to get the next ones.