Have you conducted any marketing research? Will your project be in demand?
Yes we have. Bank loans are in high demand now all over the world, and each country has their own interest rates. Why not erase the geographical boundaries between countries and issue loans at the best interest for both loan sides? btw do you have any bank loans?

Yes. It will be wonderful. I am not better than others, so yes I have a loan. We all want to have a new car
I understand you. The only thing scary about loans. So you become dependent on them. More and more you begin to rely on the credit system
You're right, most ppl are scared to get loans, cause in many countries loan rates are so high! PayDay wants to change that situation and offer loans for a reasonable rate to those who need them.
Hello! What are the rates to be calculated for borrowers? This is the borrowers themselves will determine how much I understand. And what is the deadline for payment of the loan?
The rates will depend on the amount of loan, it's return date and on the credit score of the borrower. So, the borrower with good credit score will be able to get larger amount for longer time, than the borrower with a lower score.