Surely you will lose them. By bitcoin there is no authorization or inheritance. they are peer-to-peer networks. So you can weigh on your wallet types and be able to share with your loved ones or family to maintain your bitcoin properties.
Yes that is right but i think that at least to you can write all your wallet or bitcoin related business on a paper or can save it in hour computer or mobile which your brother sister, your son or any other your family member can use to fin and can get your money that you have invested or earn in crypto world.