Exactly that is how it is done now. And the $trillionaires fight against the Second Law of Thermodynamics. The $millionaires are just pawns which are regularly sacrificed to the cycle.
What's wrong with a highly concentrated coin distribution?
It violates the trend of the universe towards maximum entropy.
In other words, it is less prosperous and efficient. It retards the creativity of the human mind.
Thus it appears to me that it is incompatible with the fledgling
Knowledge Age and appears to me to be only an effect of the
Industrial Age, which I assert is dying.