Playing devils advocate here.
It's been bothering me lately, thinking about this. Consumers have absolutely no motivation to use Bitcoin. And because of that, I don't understand how it will ever go global.
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Tell me why this is wrong. Please.
Ever actually worked with a company like Bank of America? Paypal?
Just one taste of how they really treat consumers when there is a problem will let you know why Bitcoin will be adopted. Once a consumer has an account wrongly frozen or otherwise attacked by one of these companies they will fall in LOVE with Bitcoin.