yeah indeed, I still do not understand why people still ICOs organize for Lending Platforms. After Bitconnect issue, it is going to be very difficult to gain investors.
Honestly, Lending Platform if running not right - seem like be ponzi. Except you have good ecosystem beside Lending system.
Well, Bitconnect has a ponzi pattern by their referral program, not their lending program. All of the lending platforms didn't use ponzi pattern.