maybe there's nothing to do and if some years have passed the price of your hold is great, but it's best to put all your wallet info just as soon as your family finds it or you can tell them if you go procedure how to make money for not being able to work
Or make a last will and testament form to your trusted lawyer to be given to your love ones just in case accidents happen. It is like having an organ donor card in your wallet, it is not like you wish for it to happen you just don't want everything you have worked with to go to waste.