The most effective way to lower your risk is to do more research.
I agree with that the more that you know something the more that uou can do manipulation to prevent some other undesirable things to occur, since we are talking for a long term in return if your money I guess havibg a secure knowledge and information regarding these rhings may help you to come up with a better decisions so we can prevent anomalies and fraud, if everyone is knowledgeable no one will took the chance to fool somebody else.