I like the way you gave it a cool name unlike other who call it negative merits. However, it is not required because:

1) The power to punish should be on responsible hands only. Giving it to everyone will cause a lot of problems.

2) Some will start taking personal revenge.

3) It is already hard to rank up, we do not need it to be more difficult.

4) More work for moderators.

5) We should make rules simple.

6) It will cause a lot of problems in signature campaigns that require some earned merits.

7) Some may threat negative action and demand money for it.