Payportal has all services available in one wallet, while most of the competitors are focused on either recharges or domestic money transfers. Bill payments across India become available due to implementation of Bharat Bill Payment System by the RBI that requires complex integration and compliance with the requirements that Payportal has been finalizing. Cross-border money transfers will be unique as our competitors do not provide such services. Payportal is more customers oriented in terms of quality and has IOS and Android applications available at App Store and Google Play while some competitors use only SIM based technologies or web based interfaces.