I agree with you, because we are equally in need, we need fiat money because we know that not everyone in the world can access the Internet or use the Internet.
Thats true actualy i have found some people who realy dont know how to use even an old mobile phone as a basic call and text communacations only. In that case they need fiat money because they dont know how to use internet but at the same time they can also slowly study about on how to use crypto currency.
I agree with your reasons. not everyone knows the internet especially in the use of mobile phones, so the use of paper money is required.
if the internet is evenly distributed, real money will be used digitally.
well this will make money crypto and fiat money into the best combination.