I don't think there is any room in crypto for a centralized currency, just use any fiat currency of your choice if you want centralization and feel the need to be regulated in some way.
Yes, simple. Centralized coin was never really the idea. We have been in the centralized environment all our life and even with the government and banks running the show, has something ever good come out from it ? So, in that sense, I do not know why I will want to give up decentralization over centralization as a real believer of the main idea behind decentralization which makes me believe that centralized coins are just ticking time bombs.