I believe it's high time the banks and the government stopped shying away from the truth and get to do proper and open understudy of the blockchain. Just like you said there are more advantages to the banks and also the government when and if they get to adopt the blockchain into their operations. One of the top Directors of central bank did come on air some time ago that they have set up a committee to look into the study and how it can be adopted for use. No positive news yet but I know they know the truth already.