All the good returns are risky, and easy to return, which is a complete scam.
There is nothing good which you can make in life if you will remain afraid of anything and that if you will resist your step from taking any such step of investing of the money. If you want to have some change in your life, the very first thing which you need to do is to be brave enough that you can take such kind of risks in your life as this is the only thing which can then help you in having some better earning.