What about use OKPAY to fund btc-e? I think that 2% fee worth the money considering all the troubles you are talking about. Or there is also troubles funding with OKPAY?
I've used OKPAY 6 times to deposit and withdraw amounts over $1000 and I've experience no issues.
I use OKPAY as UK banks are rumoured to close accounts that interact with Bitcoin related exchanges so my transfers only come or go to OKPAY as I'm not prepared to risk my personal account being closed.
OKPAY also exchange your currency (not the cheapest but not the worst and currencyfair have also stopped dealing with Bitcoin related exchanges) I need to send £ to my account as the fees to exchange $ on arrival are ridiculous!
The withdrawal from BTC-e to OKPAY usually takes about 3 hours and OKPAY tx to my UK bank is aprx 24 hours. My Bank also charge for the incoming cross border transfer! So with all the fees its not cheap, but still cheaper than the usual UK buying routes of Localbitcoins, Bitbargain and Bittyliciuos
I've experienced no issues whatsoever and will continue to use BTC-e and OKPAY all the time they are dealing with each other. OKPAY released a statement a few months saying they no longer dealt with Bitcoin related exchanges but so far that is not the case.
2 factor on BTC-e and OKPAY (Email style) is a must and i do not leave unwatched coins or cash in BTC-e or OKPAY, its an in / out operation.
Hope this helps.