this is no card
it was for a house i've lost now.
this is the rest they want from me.
This fight is now 5 years old, but now i am stuck there.
they will take me anything away.
There are messageboards which deal specifically with all kinds of credit related issues and you'd be better off seeking advice there. As the options open to you depend very much on your location - some jurisdictions are "no recourse" with respect to mortgages/HELOC other than foreclosure itself - you'll need to seek advice regarding insolvency in your specific location.