As ripple focuses on its speed performance. It is impossible to ignore this issue. So, if the speed of a traditional Bank transfer is 3-5 days, then ripple will take only 4 seconds to make the reception of funds, perform the conversion into cryptocurrency, transfer money, convert them into the requested currency, and issue to the addressee. For comparison, the ether will need more than two minutes to confirm the transaction, bitcoin – more than an hour. Very good performance for the currency of the future!