From my perspective, distribution involves really two points of entry and exit. One is where the distribution model is pushing the currency into the marketplace. The second has the marketplace pulling the cryptocurrency into it. The latter channel is the preferable choice as it involves a fraction of the capital intensity that having your idea pushed into the marketplace entails.
In my considered opinion, this is about fungibility, utility, and transparency. The more high-quality products, services and tasks the token is used for, the more likely you are to achieve scaled network effect on an exponential trajectory.
I concur with the observation without reservation that the major pieces or bricks, if you will, are already in place; thus, no need to reinvent the wheel, however, certainly in need of re-thinking. Truth is, technology is running so far out ahead of us now that few really can begin to design a fin-tech solution before it has been rendered obsolete by the latest half-dozen breakthroughs and bright ideas and the foundation of that solution is principle-centricity. Without it, it cant mimic nature and will eventually win a Darwinian award. Annnnnd
there gone!