I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?
Wer'e the same, I also set a financial goal and plan but our difference is before I decide to spend my money I balance first the things that Im going to buy if it is important to my needs or just a luxury and not helpful for my future life. But ofcourse Im not perfect and I also buy the things that satisfies me but in a proper way.