Guys all people have  enough mind to think what is right. you know everybody knows it is hard to get bitcoin I admit that, its up to you if you convert into fiat money or you wait the price value become high. that's useless I think the situation of your money is too much lower then you can convert it? you are loser if you will decide to convert it just wait and stay  your money into long term investment  don't be discourage guys. just be patience you have to lose if you quit from investment.