you know what, i would love to cash out every thing bitcoin related i own. i am worried about taxes and whatnot, so i haven't converted anything to fiat.
We never recommend any of our clients not pay their taxes, that said... now is the time to do what you you wish with your bitcoin before regulation steps in. It would be wonderful if it simply lands in the ballpark of capital gains/losses.
My advice is sit on the idea and re-evaluate every four months. Cash out less than %10 of your savings or reinvest in a bitcoin project so you can 'feel' the process has added value to you lifestyle.