Sorry son, but I am business economist, and now living in europe.
Not reading carefully the loan right happens. And this happend to thousands of people.
Perhaps you should consider a career change ? or atleast stop telling people what it is that you do for a living, considering your situation.
Unfortunately the world is full of pain, victims and bad luck. With this in mind, I personally would like to thank you for being one of those statistics, because at the end of the day, someone has to do it and better you than me.
To finish with a quick word of advice: Have you ever considered making your plea for financial aid in person ? such as going door to door where you live ? or somewhere in your local area so that you can add further weight to your claim by showing people first hand about your situation ? rather than begging complete strangers on the Internet ? Asking for money in person with a starving child holding your hand might work wonders for you.
....just a thought. Good luck in the future.