Considering bitcoin investment as emergency money doesn't seem a bright idea because this will mean that once you need the money you should sell it a market value and sometimes it could be below your entry point.
The exit strategy is a long time movement because you must wait for the right price to convert your money into fiat so you won't be able to have access to your funds right away.
Emergency money should be in fiat.
yes it is true once I agree with you. cryptocurrency is not suitable for emergency funds. because emergency funding is needed suddenly while cryptocurrency is very volatile. and I think institutions like hospitals do not accept bitcoin as a means of payment. it may be the only hospital in the country that legalizes bitcoin that can accept bitcoin for payment