Bitcoin fees are high. Bitcoin is not used for transferring money. There are no projects about bitcoin. İts price only rises when there are more buyers, so It acts like a Ponzi scheme nowsadays.
Banks and most financial institutions only provide services by helping to transfer people's money or keep them until they are due to be collected. On the other hand, Bitcoin provides faster transaction speed and a safer blockchain based environment which are the services customers want. Why are banks not ponzi schemes too ?