Do you think that finantial institutions with use iota smart contracts with the actual wallet?I heard IOTA smart contracts is as powerful as Ethereum? It is possible with Iota smart contracts with qubic?
Smart Contracts by IOTA supposed to be "smarter" then Ethereum's one. More detail to come on June of 3rd.
But we have to wait till they implement it.
IOTA is good long term investment.
i dont think its close to be an end user usable system, its not suposed to be (yet).. even if the core protocol gets mature quickly, we will still need some time for the IoT ecosystem to evolve around it.. its a long term project, and thats a good thing! (not for speculators)