I dont know if it is just me or others also experience it. I always set goals financially, set limits in spending and trying hard to save but most of the time no matter how i tell myself to refrain from spending in unnecessary things whenever i see something i really like even if i dont need it i cant resist buying it that cause me to regret later. Are you familiar with this situation?
things that many people experience in general. usually this happens when we have money that we can use anytime. so as good as we make a list of basic needs, then invest 70% of the remaining money we spend on basic needs. so we only hold 30% cash for backup. This trick works for me, it works for you too.