Sorry but it is a bad Idea to centrally plan bitcoin. To say people aren't using it correctly so we need and incentive to make people spend it more is pure hubris.  The same fallacy could say, computer prices HAVE to go up because if they went down no one would ever buy one.  Well we have been in an economic experiment for decades that shows that people STILL buy even though they know in 6 to 18 months the computers will provide more bang for the buck.

Bitcoin, though not perfect, is well thought out and is modeled after mining a precious mineral (unobtainium perhaps) and it behaves like that. It would not help the gold market to make gold that spoiled. One thing may be true. the inflation of modern currencies has caused too little savings.

Bitcoin is a free market currency and people will be attracted to it for it's lack of inflation. The future value will eventually be factored into prices and loan interest.