Hey, guys! Here is my personal choice out of the projects that exist on the market today and I want to share it with you because I think it's a good investment The project I have recently discovered is called Socratus. Here is a list of benefits that seem very promising to me:

- Incubator laboratory  develops new insurance products. Every new concept will be trialled in a sandbox with most adherent participants before it goes public.
- Blockchain distributed ledger  provides transparent and secure transactions operating.
- Claims management  system based on smart contracts replaces standard manual claiming procedures and avoids human interaction.
- Oracles system ​obtains most faithful and promissory data from secured data source
- Payments processing connects to banking and cryptocurrencies APIs  for instant reimbursements. Integrations are provided by ready to go insurance products widgets, API and SDK for easy white label application.
- Business intelligence and data operating tools for more insurers engagement and profit.
- The platform aims to deliver most comfortable, fast and cheap relations between insurance
carriers, data providers, consumers and regulators.
- Socratus Platform runs on win-win rules