Today, 25 BTC is $25,000. It is also true that, if 272,000 people today each owned $25,000 (and no loans) we would be out of supply of dollars. The key here is that the loans create the supply.
Yes but bailouts are impossible with bitcoin, unlike USD. People should be very careful if they decide to loan bitcoin or create derivative instruments with bitcoin because that house of cards will have no choice but to crumble.