If you believe there is a reasonable chance for general worldwide adoption, then in my opinion anyone getting into BitCoin today is right on time to the party.  You may not have been early to the party, but you weren't late either.  Even many of those that did arrive early, gave them away on pizzas.  I suspect the number of people who hoarded massive quantities from the early days is actually pretty small.

There will only be 21 million BTC.  The world's population is 7.1 billion (7100 million).  Evenly divided, every person could only have .003BTC

Over $100 million was stolen the other day and it wasn't front page news on general media sites.  Clearly the general public hasn't caught on yet. Its our responsibility, and in our interest, to see that they do by removing roadblocks (technical complexity, fear, difficulties in acquiring them, etc). This community has made amazing strides to that end over the past year and I have confidence that we will continue to do so.

$1100 is dirt cheap.  I am mining and purchasing every BTC I possibly can.