as I read in white paper Cryptoriya allowed users to exchange their any crypto curency in real time.
The users can spend or withdraw in the ATM and does not need to maintain a minimum balance.
I must say sounds good, unlike in my country you need to maintain a minumum balance of 2k 5k 10k peso but
if you have no money to maintain this kind of amount and you need the bank for remittance and now your card is closed,
now they have Cryptoriya is the first blockchain offer this to make a new platform an easy access and less effort.
Last month, my maintaining balance in my ATM card was gone instantly. I don't know what happened to my balance but I really disappointed in the bank where I withdrawn my money. So, I think remaining balance is not advisable to the ATM holders because banks eat up all our balances. That's the problem that I want to address with CryptoRiya. I want to ensure that I can maintain balances anytime.